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Terms & Conditions

These terms govern your access to and use of the SMWA website, programmes, and services.

1. Acceptance of Terms

By accessing this website or engaging with SMWA's services, you agree to be bound by these Terms & Conditions. If you do not agree, please refrain from using the website or services.

2. About SMWA

SICCI Members Welfare Association (SMWA) is a Section 8 not-for-profit company promoted by The South Indian Chamber of Commerce and Industry (SICCI). Content on this website is provided for informational purposes.

3. Intellectual Property

All content, logos, images, and materials on this website are the property of SMWA or its licensors and are protected by applicable intellectual property laws. Reproduction or redistribution without prior written consent is prohibited.

4. Use of Website

You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit use of the website by, any third party.

5. Programmes & Services

Participation in SMWA programmes, workshops, training, and CSR initiatives is subject to eligibility criteria, terms, and any additional guidelines communicated at the time of registration.

6. External Links

This website may include links to third-party websites, including www.sicciindia.com. SMWA is not responsible for the content or practices of external sites.

7. Limitation of Liability

SMWA is not liable for any direct, indirect, incidental, or consequential losses arising from use of this website or reliance on its content.

8. Donations & CSR Contributions

Donations and CSR contributions made to SMWA are utilized for stated charitable and developmental purposes in accordance with regulatory requirements. Tax benefits are available under Section 80G subject to applicable rules.

9. Amendments

SMWA reserves the right to amend these Terms & Conditions at any time. Continued use of the website constitutes acceptance of the revised terms.

10. Governing Law

These Terms are governed by the laws of India, with jurisdiction of courts located in Kottayam, Kerala.

11. Contact

For any queries regarding these Terms, please write to info@smwa.org.in.